Readings
The Impact of Caregiving on Health and Finances
 Anne Tergesen
iStockPhoto

Those who serve as caregivers to elderly relatives need no reminder of the potential toll it can take. For the rest of us, a new report from AARP Public Policy Institute may prove instructive.

Titled “Valuing the Invaluable: 2011 Update, The Growing Contributions and Costs of Family Caregiving,” the report quantifies the emotional and financial stress many caregivers experience.

According to the report, one in four adult Americans serve as caregivers to an elderly relative, friend, or spouse experiencing difficulty managing daily activities. In 2009, that translated to about 42.1 million caregivers at any given point in time. “Since some episodes of caregiving begin or end during the year, the total number of individuals providing care during the year is significantly higher, estimated at 61.6 million,” the report adds.

The profile of a typical caregiver is not surprising. She (some 65% are women) is 49-years-old and works outside the home.

Here’s where the stress comes in: She spends nearly 20 hours a week providing care–juggling such tasks as administering medications, providing transportation, and serving as a health care advocate with responsibilities to an employer and other family members. The average caregiver does this for five years. Phew…..

It’s not surprising, then, that the report finds that caregiving can take a considerable toll on the caregiver’s physical and emotional health:

  • 69% of caregivers responding to an online survey said caring for a loved one was their #1 source of stress.
  • A “review of studies” suggests that about 25% to 50% of caregivers meet the diagnostic criteria for “major depression.”
  • An estimated 17% to 35% of family caregivers perceive their health as fair to poor–a higher range than noncaregivers report.

There are also many signs that those taking on this role experience financial stress. Some even make sacrifices that could potentially compromise their own retirement security:

  • One study found that in 2009, about 27% of caregivers reported a “moderate to high degree of financial hardship as a result of caregiving.”
  • A recent survey found that 60% “were concerned about the impact of providing care on their personal savings.”
  • 21% say that caregiving “strains their household finances,” with 42% of caregivers spending more than $5000 a year on caregiving expenses.
  • Almost 70% report “making work accommodations,” including leaving early or taking time off.

Those who reduce their hours or quit sacrifice future wages and benefits. According to a recent study, those who leave the workforce forfeit about $116,000 in wages, $138,000 in Social Security, and $50,000 in pension benefits. “These estimates range from a total of $283,716 for men to $324,044 for women, or $303,880 on average,” the AARP report says.

Study lauds role of early education

By Jane Stancill  McClatchy Newspapers

First Posted: January 19, 2012 - 5:19 pm

Last Updated: January 19, 2012 - 5:19 pm

AAA

RALEIGH, N.C. — Poor children who get high-quality day care as early as infancy reap long-lasting benefits, including a better chance at a college degree and steady employment, according to a University of North Carolina-Chapel Hill study that followed participants from birth to age 30.

The latest findings, published this week in the online journal Developmental Psychology, are from one of the longest-running child-care studies in the United States.

Conducted by the Frank Porter Graham Development Institute at UNC, the research is widely cited in a body of evidence that early childhood education can change the trajectory of young lives.

The findings may be cited in a court battle looming over state-funded pre-kindergarten for low-income children in North Carolina. For months, Democratic Gov. Bev Perdue and Republican leaders in the Legislature have been at odds over funding for preschool for 4-year-olds.

The UNC study, known as the Abecedarian Project, began in 1972 with 111 babies from low-income families who were randomly assigned to two groups.

Half were enrolled in quality early childhood education from infancy to kindergarten; the other half, the control group, received whatever care their families arranged.

Researchers have followed the children since then. Along the way, the child care group posted better scores on reading and math tests in school.

They were more likely to pursue education beyond high school and less likely to become teenage parents.

The latest data from the participants, at age 30, show that those who received early education were four times more likely to earn a college degree — 23 percent graduated from a four-year college, compared with 6 percent in the control group.

There is little question that such early education can improve the odds for poor children, said Frances Campbell, a senior scientist at the institute and lead author of the study.

“That’s the take-home message, that you must not ignore the early years,” she said, “because what you do to enhance a child’s development when he is very, very young has very long-term implications.”

The children in the early-education group also were more likely to have consistent employment and less likely to have used public assistance.

Seventy-five percent had worked full time for at least 16 of the past 24 months, compared with 53 percent of the control group.

The results were not all rosy, though. Researchers saw no real difference in criminal activity between the two groups.

And while the educated children’s incomes were slightly better, the income difference was not statistically significant.

The scientists previously had calculated that the Abecedarian program was estimated to have saved $2.50 for every dollar spent.

Campbell said early intervention is less expensive than remediation when children fail in school later.

“That’s the take-home message, that you must not ignore the early years,” she said, “because what you do to enhance a child’s development when he is very, very young has very long-term implications.”

“It’s a complex problem,” she said. “I’m not denying that it’s expensive, but I don’t think you can invest your money any more wisely.”

Craig Ramey, a co-author and professor at the Virginia Tech Carilion Research Institute, said in a statement that the findings are encouraging.

“I believe the pattern of results over the first 30 years of life provides a clearer than ever scientific understanding of how early childhood education can be an important contributor to academic achievement and social competence in adulthood,” Ramey said.

“The next major challenge is to provide high-quality early childhood education to all the children who need it and who can benefit from it.”

That prospect is expensive and at the heart of a long-running lawsuit known as Leandro, in which poor counties sued the state of North Carolina and won the right for all children in the state to receive a sound basic education.

The Republican-authored budget made cuts to the state’s pre-kindergarten program, formerly called More at Four.

The cuts led to court hearings last summer in the Leandro case. Superior Court Judge Howard Manning Jr. ruled that North Carolina cannot impose a cap that limits pre-K for low-income 4-year-olds.

In response, state Senate leader Phil Berger called Manning’s ruling “judicial activism of the worst kind” and said it would create a massive new welfare program in North Carolina.

The state is appealing the judge’s order, and both the Leandro plaintiffs and the state have requested that the case bypass the Court of Appeals and go directly to the State Supreme Court.

Perdue, meanwhile, directed her administration to come up with a plan to comply with Manning’s order, which could open up state-funded pre-K to many more children.

In 2010, 32,000 4-year-olds were enrolled in the program at a cost of $161 million, but twice that many children could have qualified as “at risk.”

Although the state dispute surrounds a program just for 4-year-olds, the Abecedarian Project provided services from birth to kindergarten.

That encompassed day care for infants and toddlers and preschool for older children. The program aimed to develop age-appropriate language, as well as cognitive, social and motor skills.

———

About the study

The Abecedarian Project is named for a Latin word that means “one who learns the rudiments.” (Abecedarian is formed from the first four letters of the alphabet: A-B-C-D.)

The project has followed low-income students for decades. Half of the students received quality early education from infancy through kindergarten. A control group of students did not.

The child care group got better test scores in school and were more likely to graduate from college. Now, at 30, the child care group members are more likely to have been consistently employed than the control group.

Poverty, child

Report Finds Child Poverty Rising in the States

The “Great Recession” and its aftermath have taken a severe toll on the nation’s children, with poverty rates among young people having increased in each of the last four years and likely to continue to climb in the near term, a recent report shows.

The nation’s child poverty rate rose from 18 percent to 22 percent from 2007 to 2010, according the the report, “The Recession’s Ongoing Impact on America’s Children: Indicators of Children’s Economic Well-Being Through 2011,” released by the Brookings Institution.

During that period the number of poor children surged by 3 million, to 16 million, author Julia B. Isaacs found. Those figures are based on U.S. Census Bureau poverty measures, or the portion of children in families with incomes below the official poverty threshold, which is roughly $17,000 for a family of three and $22,000 for a family of four.

“In addition to humanitarian concerns about the immediate well-being of children, there is disturbing evidence that poverty has negative effects on children’s development, with some effects persisting into adulthood,” the report says. “[T]he lingering negative effects of poverty are strongest when poverty is experienced during early childhood, when poverty lasts for several years of childhood, or both.”

Child poverty varies greatly in the states. Mississippi had the highest poverty rate, at 32.5 percent, followed by the District of Columbia and New Mexico, while New Hamsphire’s rate had the lowest one, at 10 percent.

There have also been significant geographic shifts in child poverty in recent years. Before the recession, child poverty was concentrated mostly in the Southern and Southwestern United States, the report notes. But since the recession it has worsened significantly in a number of Midwestern and Western states.

The severe impact of the economy on children and families is evident in other data, too, the report explains. About 6.5 million children under age 18 were living in families with an unemployed parent during an average month of 2011—a jump from 3.8 million in late 2007, when the recession officially began. However, the number of children with out-of-work parents fell between 2010 and 2011.

The upswing in child poverty is consistent with trends over the past half-century, in that poverty among children and working-age adults has risen and fallen with changes in the overall unemployment rate, according to Brookings. Poverty among the elderly, on the other hand, has declined over the past 50 years, partly as a result of government programs such as Social Security and Supplemental Security Income, the report says.

The bleak financial conditions are striking children and families at a time when resources from the federal and state levels are being squeezed, as Isaacs points out. Federal stimulus funds directed at helping children are evaporating, and many Capitol Hill lawmakers are calling for stanching the money flow from Washington. While state revenues have increased recently, state governments continue to struggle to provide funding for children and families, Brookings says.

The nation’s lingering economic woes, of course, are evident in the classrooms, as well as family households. Many states, as we’ve reported, have made deep cuts to K-12 education during this same period, resulting in layoffs and job losses through attrition, larger class sizes, and reductions in programs and services.

“The economy may have begun its slow recovery,” the report says, “but conditions are not yet improving for children in the most vulnerable families.”

“Starting Over”.
interview
2012 mn leg house bills

Norton, Brynaert and Gauthier introduced:

H. F. 1877, A bill for an act proposing an amendment to the Minnesota Constitution, article IX, section 1; changing the method for amending the constitution.

The bill was referred to the Committee on Government Operations and Elections.

Clark, Lillie, Knuth, Moran, Greene, Lesch, Greiling, Laine, Winkler, Hausman, Slocum, Mullery, Kahn, Loeffler, Hornstein, Hilty and Brynaert introduced:

H. F. 1885, A bill for an act relating to marriage; repealing a proposed amendment to the Minnesota Constitution recognizing marriage as only a union between one man and one woman; repealing Laws 2011, chapter 88.

The bill was referred to the Committee on Civil Law.

Clark, Greiling, Slocum, Hornstein and Davnie introduced:

H. F. 1887, A bill for an act relating to housing; authorizing Minnesota Housing Finance Agency to issue additional nonprofit housing bonds for three or more culturally specific transitional housing and counseling facilities for exploited American-Indian, East African, Latina, African-American, and Asian girls and women; amending Minnesota Statutes 2010, section 462A.36, subdivisions 2, 4.

The bill was referred to the Committee on Jobs and Economic Development Finance.

HF1869 (Mullery ; Loeffler)

Long-term unemployed persons hiring credit authorized.

would give a tax credit to companies who hire people who have been unemployed for over 12 months, if they have been seriously looking for work all that time.

HF1866 Mullery

Employment conditions prohibited related to unemployment status.

provide that an employer cannot discriminate in their hiring practices against a person who is unemployed when they apply for work.  

ideas, for nutrituion

sprout lentils http://www.food.com/recipe/how-to-sprout-lentils-204489

introduce 6 meal plan

blend legumes

seed and supplement buying guide

chia, aim for $7 or less per pound

hemp, aim for $8 or less per pound

Spirulina, $15 per pound or less

try

http://nuts.com/cookingbaking/powders/spirulina/premium.html?gclid=CIv3poe11a0CFQcKKgodLRnbmw

also look into Chlorella and maca

recipe: green smoothies

Collard Berries

1 large banana, ripe

2 cups collard greens, fresh

1 cup blueberries, frozen

1/4 cup strawberries, frozen

1 packet of stevia

1 cup pure water

Pour water in first. Then place the banana closest to the blade with the rest of the ingredients on top. Blend until smooth. Serves 1-2

Tropical Collards

1 large banana, ripe and peeled

3/4 cup pineapple, fresh or canned

2 cups collards, fresh

1 cup mango, frozen

4 ice cubes

1 packet of stevia

1 cup pure water

Pour water in first. Then place the banana and pineapple closest to the blade with the rest of the ingredients on top. Blend until smooth. 
Serves 1-2

Collard Green Smoothie

1 large banana, ripe

1 1/2 cups collard greens, packed

3/4 cup pineapple, fresh or canned

1 kiwi, peeled

1/4-1/2 teaspoon stevia

3/4 cup blueberries, frozen

3 ice cubes

1 cup pure water

Pour water in first. Then place the fresh fruit and greens closest to the blade with the rest of the ingredients on top. Blend until smooth. 
Serves 1-2

Kiwi-Collards Berry Smoothie

1 large banana, ripe

1-2 cups collard greens, fresh

1 kiwi, peeled

3/4 cup blueberries, frozen

3/4 cup mangoes, frozen

1 packet of stevia

1 cup pure water

Pour water in first. Then place the banana closest to the blade with the rest of the ingredients on top. Blend until smooth. Serves 1-2

Collard Fresh Berry Smoothie

1 large banana, ripe

1-2 cups collard greens, fresh

1 cup strawberries, fresh

3/4 cup mangos, frozen

3 ice cubes

1 packet of stevia

1 1/2 cup pure water

Pour water in first. Then place the banana closest to the blade with the rest of the ingredients on top. Blend until smooth. Serves 1-2

-=—

Berry Spinach Smoothie

makes 1 serving

2 cups spinach leaves

3/4 cup water or milk (unsweetened almond milk, rice, soy, low fat cow’s milk, etc)

1/2 cup frozen berries (I used frozen raspberries but any type will work)

1 banana

-=-=-Berry-Spinach Smoothie

makes 1 large serving
4 cups baby spinach leaves, loosely packed
2 cups frozen mixed berries or just blueberries works fine
1 banana
1 orange
1 teaspoon vanilla extract (you can add 2 teaspoons if you really love it)
a little water to help with blending, if necessary
Figgy Fuel Bar Recipe

Difficulty: Easy | Total Time: About 40 mins, plus chilling time | Makes: 16 bars

Here’s a fiber-packed, joyful, fruity bar. Figgy Fuels are modeled on Lärabars, which we like because they don’t contain ingredients that we can’t pronounce. The label on the Pecan Pie bar lists dates, pecans, almonds—that’s it. We took out the pecans and added dried figs for more chewiness, and brown rice cereal for good crispy fun. Vanilla, cinnamon, and orange zest keep us running back for more.

What to buy: Crispy brown rice cereal can be found at most health food and grocery stores.

Nutritional information: Serving Size 1 Bar (1.6 oz/45g), Calories 252, Total Fat 8.9g, Saturated Fat 0.7g, Trans Fat 0g, Cholesterol 0mg, Sodium 86.2mg, Total Carb 35.9g, Fiber 5.3g, Sugars 26.2g, Protein 4.6g. (Nutritional information was calculated via SparkRecipes’ Recipe Calculator.)

This recipe was featured as part of our Superpower Energy Bars for School Days and Work Days project.

INGREDIENTS
  • 2 cups slivered almonds
  • 1 cup dried black Mission figs (about 6 ounces), stemmed and halved
  • 2 1/2 cups dried Medjool dates (about 1 pound), pitted
  • 3 tablespoons natural smooth unsalted almond butter
  • 1 teaspoon finely grated orange zest (from about 1 medium orange)
  • 1 teaspoon vanilla extract
  • 1/2 teaspoon ground cinnamon
  • 1/2 teaspoon fine salt
  • 1/4 teaspoon finely ground black pepper
  • 1 cup crispy brown rice cereal
INSTRUCTIONS
  1. Heat the oven to 350°F and arrange a rack in the middle. Place an 8-by-18-inch piece of waxed or parchment paper in an 8-by-8-inch baking pan; set aside.
  2. Place almonds on a rimmed baking sheet in a single layer and bake, stirring halfway through, until fragrant and light golden brown, about 10 minutes. Transfer to a wire rack to cool completely.
  3. Place figs in the bowl of a food processor fitted with a blade attachment and process until finely chopped, about 1 minute. Transfer to a small bowl.
  4. Place cooled almonds in the food processor and pulse until finely chopped and the texture of fine meal, about 25 (1-second) pulses. Add dates and process, stopping to scrape down the sides as needed, until dates and almonds are combined and dates are finely chopped, about 45 seconds. Add almond butter, orange zest, vanilla, cinnamon, salt, pepper, and reserved chopped figs and process until evenly combined, stopping to scrape down the sides as needed, about 45 seconds. Transfer mixture to a large bowl. Add rice cereal.
  5. Using your hands, knead the cereal into the fig-date-almond mixture until evenly incorporated, about 3 minutes. (The cereal will break up as you mix it.)
  6. Transfer mixture to the prepared baking pan and, using your hands, pat it into an even layer to the edges of the pan. Fold the waxed or parchment paper over and press down on it with the bottom of a measuring cup or a flat-bottomed cup until the mixture is firmly packed and the top is smooth. Freeze for 30 minutes or refrigerate overnight.
  7. Lift the paper and the energy bar slab out of the pan and place on a cutting board. Remove and discard the paper. Cut the slab into 4 squares, then cut each square into 4 (4-by-1-inch) bars to form 16 bars total. Wrap each bar in plastic wrap. Store at room temperature for up to 5 days or freeze for up to 3 weeks; let frozen bars come to room temperature before eating.